Monarch Casino & Resort Inc Liquidation Value

MCRI Hotels & Lodging

Cash & Equivalents

$120.12M
As of 2026-03-31
Current Price: N/A

Key Metrics

Cash Liquidation Value

Cash minus Total Obligations
Cash: $120.12M
Total Obligations: -$162.63M
$-42.50M
Per share: $-2.40
Period: 2026-03-31
incomplete 2 components missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)
  • Finance Lease Liability: not reported

Liquid Liquidation Value

Cash + AR minus Total Obligations
Cash: $120.12M
AR: $9.70M
Total Obligations: -$162.63M
$-32.80M
Per share: $-1.85
Period: 2026-03-31
incomplete 2 components missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)
  • Finance Lease Liability: not reported

Operating Liquidation Value

Cash + AR + Inventory minus Total Obligations
Cash: $120.12M
AR: $9.70M
Inventory: $8.34M
Total Obligations: -$162.63M
$-24.46M
Per share: $-1.38
Period: 2026-03-31
incomplete 2 components missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)
  • Finance Lease Liability: not reported

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Liquidation Ladder

MetricTotalPer Share
Cash Liquidation Value$-42.50M$-2.40
Liquid Liquidation Value$-32.80M$-1.85
Operating Liquidation Value$-24.46M$-1.38

Key Components (as of 2026-03-31)

Data as of 2026-03-31 from 10-Q filed 2026-04-30. View on SEC EDGAR →

Cash & Equivalents$120.12M
Accounts Receivable$9.70M
Inventory$8.34M
Current Liabilities$150.57M
Long-term DebtN/A
Op. Lease Liability$12.06M
Finance LeaseN/A
Shares Outstanding17.7M

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Historical

PeriodCashARInventoryAPCurr LiabLT DebtOp LeaseFin Lease
2026-03-31$120.12M$9.70M$8.34M$45.41M$150.57MN/A$12.06MN/A
2025-12-31$96.47M$11.07M$9.09M$44.92M$150.20MN/A$12.28MN/A
2025-09-30$107.64M$8.95M$8.48M$40.58M$140.24MN/A$12.54MN/A
2025-06-30$71.59M$12.03M$8.37M$39.18M$139.52MN/A$12.79MN/A

Comments

SEC Filings

PeriodFormFiledLink
2026-03-31 10-Q 2026-04-30 View
2025-12-31 10-K 2026-02-24 View
2025-09-30 10-Q 2025-10-28 View
2025-06-30 10-Q 2025-07-29 View
2025-03-31 10-Q 2025-05-02 View
2024-12-31 10-K 2025-03-03 View
2024-09-30 10-Q 2024-11-08 View
2024-06-30 10-Q 2024-08-08 View

AI Insights

AI Insight·Generated 2026-05-05

MCRI presents a positive liquidation recovery posture relative to most operating companies, driven by a largely tangible, owned asset base and zero funded debt. At March 31, 2026, total assets are $725.2M against total liabilities of $175.3M, leaving book equity of $549.8M. Under liquidation haircuts, the dominant asset is PP&E net of $551.5M (gross $963.5M, accumulated depreciation $411.9M). Applying a 50-70% recovery to net PP&E yields approximately $276M-$386M. Cash recovers at 100% ($120.1M). AR net ($9.7M) recovers at ~90-95% (~$9.2M). Inventory ($8.3M) recovers at ~60% (~$5.0M). Goodwill ($25.1M) receives zero recovery. Prepaid and other current assets ($8.7M) receive modest recovery. Total adjusted asset recovery estimate: roughly $425M-$535M. Against this, liabilities must be settled at face value: total liabilities $175.3M, of which current liabilities are $150.6M. The current liability stack is heavily distorted by the PCL litigation reserve: $48.2M in ConstructionPayableCurrent and $31.5M of the $45.4M AccountsPayableCurrent are attributed to the PCL judgment, totaling $78.5M accrued for that contingency as of the filing date. The February 14, 2025 court judgment awarded PCL a net principal of $74.6M; Monarch has posted a bond and appealed, with briefing ongoing. The accrual also includes post-judgment interest ($1.1M accrued in Q1 2026). This litigation liability is carried at face value under the liquidation lens regardless of appeal outcome uncertainty. Operating lease liabilities of $13.0M (current $1.0M, noncurrent $12.1M) also survive windup. Deferred tax liabilities of $11.6M are included in non-current liabilities. Net recovery to equity under this framework is positive but sensitive to PP&E realization rate and PCL outcome. Compared to the prior filing (FY2025 10-K, December 31, 2025), the key changes are: (1) cash grew materially from operating cash generation ($48.5M from operations in Q1 2026); (2) PP&E net declined modestly from $556.7M to $551.5M as D&A ($10.5M) exceeded capex additions; (3) stock repurchases of $17.7M and dividends of $5.4M reduced equity; (4) $1.1M of PCL interest accrued in Q1 2026 was added to the litigation reserve, bringing total PCL accrual to $78.5M. No new debt drawn; revolver remains undrawn with $99.4M available. Filing discloses goodwill impairment testing as passing qualitative assessment for Q1 2026; no interim impairment charge recorded. The 'One Big Beautiful Bill Act' enacted July 4, 2025 making 100% bonus depreciation permanent is noted but impact evaluation is ongoing—not yet reflected in deferred tax balances as of this filing.

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