Natural Grocers by Vitamin Cottage, Inc. Liquidation Value

NGVC Grocery Stores

Cash & Equivalents

$20.72M
As of 2026-03-31
Current Price: N/A

Key Metrics

Cash Liquidation Value

Cash minus Total Obligations
Cash: $20.72M
Total Obligations: -$445.52M
$-424.79M
Per share: $-18.44
Period: 2026-03-31

Liquid Liquidation Value

Cash + AR minus Total Obligations
Cash: $20.72M
AR: $13.10M
Total Obligations: -$445.52M
$-411.70M
Per share: $-17.87
Period: 2026-03-31

Operating Liquidation Value

Cash + AR + Inventory minus Total Obligations
Cash: $20.72M
AR: $13.10M
Inventory: N/A
Total Obligations: -$445.52M
$-411.70M
Per share: $-17.87
Period: 2026-03-31
incomplete 1 component missing — treated as $0 in formula. Why?
  • Inventory: not reported

Build your own liquidation scenario

Adjust asset discounts and liability assumptions to see how assumptions affect the numbers.

Open Calculator →

Liquidation Ladder

MetricTotalPer Share
Cash Liquidation Value$-424.79M$-18.44
Liquid Liquidation Value$-411.70M$-17.87
Operating Liquidation Value$-411.70M$-17.87

Key Components (as of 2026-03-31)

Data as of 2026-03-31 from 10-Q filed 2026-05-07. View on SEC EDGAR →

Cash & Equivalents$20.72M
Accounts Receivable$13.10M
InventoryN/A
Current Liabilities$162.48M
Long-term Debt (?)$1.45M
Op. Lease Liability (?)$238.98M
Finance Lease (?)$42.60M
Shares Outstanding23.0M

Explore all 128 XBRL tags and build your own scenario → Open Calculator

Historical

PeriodCashARInventoryAPCurr LiabLT DebtOp LeaseFin Lease
2026-03-31$20.72M$13.10MN/A$89.64M$162.48M$1.45M$238.98M$42.60M
2025-12-31$23.21M$9.95MN/A$83.95M$156.39MN/A$240.63M$43.62M
2025-09-30$17.12M$11.97MN/A$80.99M$158.78M$0$245.80M$45.66M
2025-06-30$13.18M$12.81MN/A$82.45M$154.49MN/A$250.72M$43.25M
2025-03-31$21.21M$12.45MN/A$92.00M$167.72MN/A$254.06M$41.16M
2024-12-31$6.32M$11.89MN/A$75.58M$150.13M$8.90M$256.05M$42.20M
2024-09-30$8.87M$12.61MN/A$88.40M$164.13M$0$263.40M$43.22M
2024-06-30$13.91M$8.92MN/A$79.31M$151.52M$0$262.33M$44.23M

Comments

SEC Filings

PeriodFormFiledLink
2026-03-31 10-Q 2026-05-07 View
2025-12-31 10-Q 2026-02-05 View
2025-09-30 10-K 2025-12-11 View
2025-06-30 10-Q 2025-08-07 View
2025-03-31 10-Q 2025-05-08 View
2024-12-31 10-Q 2025-02-06 View
2024-09-30 10-K 2024-12-12 View
2024-06-30 10-Q 2024-08-08 View

AI Insights

AI Insight·Generated 2026-05-09

NGVC's liquidation posture as of March 31, 2026 remains deeply negative, consistent with prior quarters. MFFAIS reports a cash liquidation value of approximately -$425M, reflecting the structural asymmetry inherent in a lease-heavy specialty grocer: ASC 842 operating lease liabilities of $276.3M and finance lease liabilities of $46.8M are carried at face value in liquidation, while the corresponding ROU assets ($253.2M operating, $39.8M finance) receive haircuts. Net PP&E of $204.2M (gross $507.7M, accumulated depreciation $306.9M) would recover at 50-70% in a wind-down, yielding approximately $100-143M against a carrying value that already reflects significant wear. Total assets of $684.7M are dominated by operating lease ROU assets ($253.2M, 37% of total), PP&E net ($204.2M, 30%), and inventory ($129.7M, 19%); these three categories collectively drive both the asset haircut magnitude and the recovery floor. Goodwill of $5.2M and other intangibles net of $5.7M contribute zero recovery under the lens. The single material balance sheet development quarter-over-quarter is the January 21, 2026 acquisition of an office building, land, and associated tenant lease intangibles, funded in part by assumption of $1.5M Co-PACE Financing (5.9% fixed, matures June 2038). This transaction added $0.5M in acquired tenant lease intangibles (zero recovery), increased PP&E, and introduced a new secured liability with an assessment lien on the acquired real property. The Credit Facility ($70M revolving, matures November 2028) had zero drawn balance at period end, with $67.6M available; $2.4M in outstanding letters of credit constitute a contingent face-value liability. Accounts payable of $89.6M and accrued liabilities of $31.4M are full-face obligations in liquidation. Total operating lease undiscounted commitments of $338.7M ($276.3M discounted liability) constitute the largest single driver of negative recovery. Finance lease undiscounted commitments of $67.4M ($46.8M discounted) add further. Inventory recovers at approximately 60%, yielding roughly $77.8M against book of $129.7M. Cash of $20.7M recovers at par. The company disclosed a $2.0M business interruption insurance recovery gain in April 2026 (subsequent event) related to the June 2025 UNFI cybersecurity incident; this does not affect the March 31, 2026 balance sheet.

Flags

Loading flags...

AI Insight Discussion

Loading...

Community Notes

Loading notes...

Questions

Loading questions...