Rocky Mountain Chocolate Factory, Inc. Liquidation Value

RMCF Sugar & Confectionery

Cash & Equivalents

$641,000
As of 2025-11-30
Current Price: N/A

Key Metrics

Cash Liquidation Value

Cash minus Total Obligations
Cash: $641,000
Total Obligations: -$7.91M
$-7.27M
Per share: $-0.93
Period: 2025-11-30
incomplete 1 component missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)

Liquid Liquidation Value

Cash + AR minus Total Obligations
Cash: $641,000
AR: $3.85M
Total Obligations: -$7.91M
$-3.42M
Per share: $-0.44
Period: 2025-11-30
incomplete 1 component missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)

Operating Liquidation Value

Cash + AR + Inventory minus Total Obligations
Cash: $641,000
AR: $3.85M
Inventory: $3.96M
Total Obligations: -$7.91M
$547,000
Per share: $0.07
Period: 2025-11-30
incomplete 1 component missing — treated as $0 in formula. Why?
  • Long-Term Debt: not reported in this period (annual-only)

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Liquidation Ladder

MetricTotalPer Share
Cash Liquidation Value$-7.27M$-0.93
Liquid Liquidation Value$-3.42M$-0.44
Operating Liquidation Value$547,000$0.07

Key Components (as of 2025-11-30)

Data as of 2025-11-30 from 10-Q filed 2026-01-13. View on SEC EDGAR →

Cash & Equivalents$641,000
Accounts Receivable$3.85M
Inventory$3.96M
Current Liabilities$5.46M
Long-term Debt (?)N/A
Op. Lease Liability (?)$992,000
Finance Lease (?)N/A
Shares Outstanding7.8M

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Historical

PeriodCashARInventoryAPCurr LiabLT DebtOp LeaseFin Lease
2025-11-30$641,000$3.85M$3.96M$3.45M$5.46MN/A$992,000N/A
2025-08-31$2.02M$3.19M$4.14M$4.74M$6.65MN/A$1.15MN/A
2025-05-31$893,000$2.33M$4.63M$4.17M$6.16MN/A$660,000N/A
2025-02-28$720,000$3.40M$4.63M$4.82M$6.87MN/A$770,000N/A
2024-11-30$1.09M$4.10M$5.72M$2.08M$4.34MN/A$861,000N/A
2024-08-31$973,000$2.44M$6.12M$2.71M$8.85MN/A$1.08MN/A
2024-05-31$637,000$2.47M$4.25M$3.23M$8.37MN/A$969,000N/A
2024-02-29$2.08M$2.18M$4.36M$3.41M$8.07MN/A$1.19MN/A

Comments

SEC Filings

PeriodFormFiledLink
2025-11-30 10-Q 2026-01-13 View
2025-08-31 10-Q 2025-10-14 View
2025-05-31 10-Q 2025-07-15 View
2025-02-28 10-K 2025-06-20 View
2024-11-30 10-Q 2025-01-15 View
2024-08-31 10-Q 2024-10-15 View
2024-05-31 10-Q 2024-07-15 View
2024-02-29 10-K 2024-06-13 View

AI Insights

AI Insight·Generated 2026-05-05

RMCF presents a deeply stressed liquidation posture as of November 30, 2025. MFFAIS's computed cash liquidation value of negative $5.8 million confirms that even after applying standard recovery haircuts to the asset side, liabilities exceed recoverable asset values by a material margin. The operating liquidation value of positive $2.0 million reflects only a marginal recovery scenario that depends heavily on PP&E realizing mid-range recovery rates, which is uncertain for food-manufacturing equipment. Total assets are $20.7 million against total liabilities of $14.7 million, yielding book equity of $6.0 million. The liquidation gap arises from the asset haircut math: PP&E gross of $21.9 million carries $13.0 million of accumulated depreciation, leaving net book value of $8.8 million. At a 50-60% recovery rate, PP&E yields $4.4-5.3 million—a $3.5-4.4 million haircut from book. Intangibles ($0.19 million net finite-lived, $0.58 million goodwill) recover zero. Inventory at $4.0 million recovers roughly $2.4 million at 60%. These haircuts aggregate to eliminate most of the stated equity buffer. The primary liability driver is notes payable of $7.77 million at face value (12% interest, maturing September 2027), comprising a $6.6 million RMC Credit Agreement draw and a $1.2 million RMCF2 facility, both collateralized by substantially all Durango real estate, inventory, PP&E, AR, and cash—meaning lenders have first claim on the assets most likely to generate liquidation proceeds. Operating lease obligations of $1.45 million and commodity purchase obligations of $4.2 million (disclosed in MD&A but not separately tagged as a liability in XBRL) represent additional face-value claims that do not extinguish on wind-up. Management has disclosed a going-concern qualification from its auditor on the FY2025 10-K and reiterated substantial doubt in this filing. Both credit agreements carry a liabilities-to-tangible-net-worth covenant (2.0:1.0) that the company was not in compliance with as of November 30, 2025; lenders granted waivers for Q2 and Q3 FY2026 but retained the right to demand repayment on future violations. Subsequent to period end, the company raised $2.7 million via a private placement and repaid $1.2 million of outstanding debt, modestly improving the near-term liquidity position but not resolving the structural negative liquidation value. The filing discusses $4.2 million in commodity purchase obligations in MD&A but does not separately tag these as a XBRL liability line.

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