Atlanticus Holdings Corp Liquidation Value Calculator
Atlanticus Holdings Corp
Current Price: $23.90 (as of 2026-05-15)
Note: Financial institutions (banks, REITs, insurance companies) use specialized accounting standards that differ from standard GAAP balance sheet presentation. Liquidation metrics may not apply and are shown as N/A where data is unavailable. See our methodology page for details.
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Advanced: All 146 XBRL Tags
Every XBRL tag from SEC EDGAR filings, grouped by financial statement type. total = may include children, fact = independent leaf value.
Balance Sheet
| Tag | Value | Unit | ||
|---|---|---|---|---|
| cash | ||||
| Cash And Cash Equivalents At Carrying Value total CashAndCashEquivalentsAtCarryingValue |
$651.13M | USD | ||
| AI Insight · Unrestricted cash of $651.1M recovers at 100% in liquidation and represents the single most recoverable asset block. This cash is held across various business subsidiaries, meaning a portion may be contractually restricted to subsidiary operations or trapped by debt covenants even though it appears as unrestricted. The filing acknowledges ATLCP is a holding company dependent on subsidiary distributions. Against $692M in senior unsecured holdco notes, even full cash recovery at the parent level does not cover the unsecured notes without additional upstream dividends from subsidiaries. | ||||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents total CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents |
$804.06M | USD | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations total CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations |
$804.06M | USD | ||
| Restricted Cash And Cash Equivalents total RestrictedCashAndCashEquivalents |
$152.93M | USD | ||
| AI Insight · Restricted cash of $152.9M is held within structured financing facilities (grantor trust structures) and would be swept to secured lenders in a liquidation scenario rather than flowing to equity or unsecured creditors. This $153M is effectively unavailable for general creditor recovery, reducing the apparent liquid asset base from $804M (total cash and restricted cash) to $651M unrestricted. Under the liquidation lens, restricted cash should not be included in equity recovery calculations. | ||||
| liabilities_total | ||||
| Liabilities total | $6.78B | USD | ||
| operating_lease_liability | ||||
| Operating Lease Liability total OperatingLeaseLiability |
$24.45M | USD | ||
| AI Insight · Operating lease liability of $24.5M (undiscounted $32.3M) does not extinguish on windup — all remaining lease obligations stay at face value per liquidation lens conventions. The $24.5M present-value liability absorbs equity recovery. The corresponding ROU asset of $14.5M at 50% haircut yields approximately $7.3M, leaving a net shortfall of approximately $17M. This is modest in the context of total liabilities but contributes to the aggregate negative equity recovery position. | ||||
| shares_outstanding | ||||
| Common Stock Shares Outstanding total CommonStockSharesOutstanding |
15.1M | shares | ||
Unmapped Tags (136)
| Accounts Payable And Accrued Liabilities Current And Noncurrent AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent | $258.34M | USD | ||
| Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments | $7.00M | USD | ||
| Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock | $100.14M | USD | ||
| Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet | $-4.69M | USD | ||
| Amortization Of Intangible Assets AmortizationOfIntangibleAssets | $2.60M | USD | ||
| Assets Assets | $7.47B | USD | ||
| Common Stock No Par Value CommonStockNoParValue | $0 | USD/shares | ||
| Common Stock Shares Authorized CommonStockSharesAuthorized | $150.00M | shares | ||
| Common Stock Shares Issued CommonStockSharesIssued | $15.09M | shares | ||
| Common Stock Value CommonStockValue | $0 | USD | ||
| Convertible Debt Fair Value Disclosures ConvertibleDebtFairValueDisclosures | $692.37M | USD | ||
| Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss FairValueAssetsMeasuredOnRecurringBasisChangeInUnrealizedGainLoss | $40.87M | USD | ||
| Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements | $1.75B | USD | ||
| Fair Value Option Credit Risk Gains Losses On Assets FairValueOptionCreditRiskGainsLossesOnAssets | $12.10M | USD | ||
| Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses | $3.80M | USD | ||
| Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment | $103.60M | USD | ||
| Financing Receivable Deferred Income FinancingReceivableDeferredIncome | $19.50M | USD | ||
| Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment | $400,000 | USD | ||
| Financing Receivable Recorded Investment90Days Past Due And Still Accruing FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing | $2.40M | USD | ||
| Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet | $27.70M | USD | ||
| AI Insight · Finite-lived intangibles of $27.7M (primarily from the Mercury acquisition based on context) carry zero recovery value under liquidation conventions. Intangible assets — customer relationships, technology, trade names — have no standalone realizable value in a wind-down of a consumer finance business. The $27.7M balance must be written to zero on the asset side while the associated liabilities that funded the acquisition remain at face, a pure equity impairment of $27.7M under liquidation accounting. | ||||
| Intangible Assets Net Excluding Goodwill IntangibleAssetsNetExcludingGoodwill | $27.70M | USD | ||
| Lease Cost LeaseCost | $1.11M | USD | ||
| Lessee Operating Lease Liability Undiscounted Excess Amount LesseeOperatingLeaseLiabilityUndiscountedExcessAmount | $7.86M | USD | ||
| Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity | $7.47B | USD | ||
| Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure | $6.45B | USD | ||
| Minority Interest MinorityInterest | $-4.46M | USD | ||
| Notes Payable NotesPayable | $5.64B | USD | ||
| AI Insight · Total notes payable of $5.64B sit at face in liquidation. The vast majority ($5.24B per SecuredDebt/LineOfCredit tags) is non-recourse structured debt secured by underlying receivables — these obligations would be satisfied from receivable collections before any residual flows to the parent. However, in a wind-down, if collections fall short, the structured facilities do not provide uplift to equity. The filing discloses $207.4M in short-term refinancing needs within 12 months, including a revolving facility expiring July 2026. Any failure to refinance at par would accelerate liability crystallization. | ||||
| Notes Payable To Bank NotesPayableToBank | $5.64B | USD | ||
| Notes Receivable Gross NotesReceivableGross | $104.00M | USD | ||
| Notes Receivable Net NotesReceivableNet | $80.72M | USD | ||
| Operating Lease Cost OperatingLeaseCost | $1.12M | USD | ||
| Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset | $14.52M | USD | ||
| Preferred Stock Dividends Income Statement Impact PreferredStockDividendsIncomeStatementImpact | $2.31M | USD | ||
| Property Plant And Equipment Net PropertyPlantAndEquipmentNet | $11.82M | USD | ||
| Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit | $548.29M | USD | ||
| Secured Debt SecuredDebt | $5.24M | USD | ||
| Stockholders Equity StockholdersEquity | $648.43M | USD | ||
| Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest | $643.97M | USD | ||
| Stock Issued During Period Shares Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodSharesRestrictedStockAwardNetOfForfeitures | $226,652 | shares | ||
| Sublease Income SubleaseIncome | $8,000 | USD | ||
| Taxes Payable Current And Noncurrent TaxesPayableCurrentAndNoncurrent | $168.46M | USD | ||
| AI Insight · Tax liabilities of $168.5M are a face-value obligation in liquidation. This is a material liability line — $168M represents approximately 26% of the book equity of $644M. Tax authorities are priority creditors; these obligations do not diminish in wind-down. The prior filing (10-K) disclosed a net deferred tax liability of $157.4M as of December 31, 2025, driven by market discount on loans. In liquidation, timing differences accelerate, and the deferred tax liability could increase as fair value gains on loans become taxable. The tax liability line is a meaningful drag on equity recovery. | ||||
| Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue | $1.39M | USD | ||
| Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect | $36.65M | USD | ||
| Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet | $29.70M | USD | ||
| Deferred Income Taxes And Tax Credits DeferredIncomeTaxesAndTaxCredits | $14.23M | USD | ||
| Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities | $-8.20M | USD | ||
| Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable | $2.10M | USD | ||
| Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet | $90.92M | USD | ||
| Increase Decrease In Deferred Revenue IncreaseDecreaseInDeferredRevenue | $-3.58M | USD | ||
| Lessee Operating Lease Liability Payments Due LesseeOperatingLeaseLiabilityPaymentsDue | $32.31M | USD | ||
| Lessee Operating Lease Liability Payments Due Next Twelve Months LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths | $4.37M | USD | ||
| Lessee Operating Lease Liability Payments Due Year Four LesseeOperatingLeaseLiabilityPaymentsDueYearFour | $3.58M | USD | ||
| Lessee Operating Lease Liability Payments Due Year Three LesseeOperatingLeaseLiabilityPaymentsDueYearThree | $3.59M | USD | ||
| Lessee Operating Lease Liability Payments Due Year Two LesseeOperatingLeaseLiabilityPaymentsDueYearTwo | $3.76M | USD | ||
| Lessee Operating Lease Liability Payments Remainder Of Fiscal Year LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear | $3.83M | USD | ||
| Lessor Operating Lease Payments To Be Received LessorOperatingLeasePaymentsToBeReceived | $119,000 | USD | ||
| Lessor Operating Lease Payments To Be Received Four Years LessorOperatingLeasePaymentsToBeReceivedFourYears | $0 | USD | ||
| Lessor Operating Lease Payments To Be Received Next Twelve Months LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths | $43,000 | USD | ||
| Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear | $76,000 | USD | ||
| Lessor Operating Lease Payments To Be Received Three Years LessorOperatingLeasePaymentsToBeReceivedThreeYears | $0 | USD | ||
| Lessor Operating Lease Payments To Be Received Two Years LessorOperatingLeasePaymentsToBeReceivedTwoYears | $0 | USD | ||
| Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities | $-198.48M | USD | ||
| Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities | $-51.21M | USD | ||
| Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities | $286.35M | USD | ||
| Noncontrolling Interest Increase From Subsidiary Equity Issuance NoncontrollingInterestIncreaseFromSubsidiaryEquityIssuance | $3,000 | USD | ||
| Operating Lease Payments OperatingLeasePayments | $1.28M | USD | ||
| Payments For Proceeds From Other Loans And Leases PaymentsForProceedsFromOtherLoansAndLeases | $1.36B | USD | ||
| Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock | $3.83M | USD | ||
| Payments Of Dividends Preferred Stock And Preference Stock PaymentsOfDividendsPreferredStockAndPreferenceStock | $2.31M | USD | ||
| Payments To Acquire Loans And Leases Held For Investment PaymentsToAcquireLoansAndLeasesHeldForInvestment | $50.70M | USD | ||
| Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock | $0 | USD | ||
| Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt | $543.51M | USD | ||
| Proceeds From Issuance Of Senior Long Term Debt ProceedsFromIssuanceOfSeniorLongTermDebt | $515,000 | USD | ||
| Proceeds From Minority Shareholders ProceedsFromMinorityShareholders | $3,000 | USD | ||
| Proceeds From Principal Repayments On Loans And Leases Held For Investment ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment | $1.29B | USD | ||
| Proceeds From Sale And Collection Of Receivables ProceedsFromSaleAndCollectionOfReceivables | $21.27M | USD | ||
| Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised | $294,000 | USD | ||
| Repayments Of Long Term Debt RepaymentsOfLongTermDebt | $736.67M | USD | ||
| Share Based Compensation ShareBasedCompensation | $1.39M | USD | ||
| Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 | $852,369 | USD | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber | $78,850 | shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice | $42 | USD/shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod | $10,692 | shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice | $32 | USD/shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross | $0 | shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue | $852,369 | USD | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber | $78,850 | shares | ||
| Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice | $42 | USD/shares | ||
| Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice | $32 | USD/shares | ||
| Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice | $0 | USD/shares | ||
| Stock Repurchased And Retired During Period Shares StockRepurchasedAndRetiredDuringPeriodShares | $72,008 | shares | ||
| Stock Repurchased And Retired During Period Value StockRepurchasedAndRetiredDuringPeriodValue | $3.80M | USD | ||
| Cost Of Goods And Services Sold CostOfGoodsAndServicesSold | $44.92M | USD | ||
| Earnings Per Share Basic EarningsPerShareBasic | $3 | USD/shares | ||
| Earnings Per Share Diluted EarningsPerShareDiluted | $2 | USD/shares | ||
| Effective Income Tax Rate Continuing Operations EffectiveIncomeTaxRateContinuingOperations | $0 | pure | ||
| Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths | $5.76M | USD | ||
| Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear | $6.58M | USD | ||
| Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour | $3.84M | USD | ||
| Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree | $5.76M | USD | ||
| Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo | $5.76M | USD | ||
| Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest | $58.85M | USD | ||
| Income Taxes Paid Net IncomeTaxesPaidNet | $-2.05M | USD | ||
| Income Tax Expense Benefit IncomeTaxExpenseBenefit | $14.27M | USD | ||
| Interest Expense InterestExpense | $122.76M | USD | ||
| Labor And Related Expense LaborAndRelatedExpense | $28.65M | USD | ||
| Marketing And Advertising Expense MarketingAndAdvertisingExpense | $36.47M | USD | ||
| Net Income Loss NetIncomeLoss | $44.17M | USD | ||
| Net Income Loss Attributable To Noncontrolling Interest NetIncomeLossAttributableToNoncontrollingInterest | $402,000 | USD | ||
| Net Income Loss Available To Common Stockholders Basic NetIncomeLossAvailableToCommonStockholdersBasic | $41.87M | USD | ||
| Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted | $42.47M | USD | ||
| Noninterest Expense NoninterestExpense | $130.86M | USD | ||
| Noninterest Income NoninterestIncome | $55,000 | USD | ||
| Operating Lease Weighted Average Discount Rate Percent OperatingLeaseWeightedAverageDiscountRatePercent | $0 | pure | ||
| Other Noninterest Expense OtherNoninterestExpense | $17.23M | USD | ||
| Other Nonoperating Income Expense OtherNonoperatingIncomeExpense | $55,000 | USD | ||
| Prepaid Expense And Other Assets PrepaidExpenseAndOtherAssets | $74.10M | USD | ||
| Revenue From Contract With Customer Including Assessed Tax RevenueFromContractWithCustomerIncludingAssessedTax | $71.91M | USD | ||
| Revenues Revenues | $679.59M | USD | ||
| Revenues Net Of Interest Expense RevenuesNetOfInterestExpense | $189.70M | USD | ||
| Business Combination Contingent Consideration Liability BusinessCombinationContingentConsiderationLiability | $27.00M | USD | ||
| AI Insight · Contingent consideration liability of $27M related to the Mercury acquisition represents a face-value obligation payable regardless of wind-down. This sits in the liability stack at full face value in liquidation and reduces equity recovery. The Mercury acquisition closed September 2025 and is excluded from internal controls scope — the contingent consideration structure and conditions for payment are not separately detailed in the XBRL tags provided, but the $27M is a firm obligation in any liquidation scenario. | ||||
| Depreciation Amortization And Accretion Net DepreciationAmortizationAndAccretionNet | $5.07M | USD | ||
| Depreciation Nonproduction DepreciationNonproduction | $3.59M | USD | ||
| Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases | $1.35B | USD | ||
| Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue | $6.45B | USD | ||
| AI Insight · Loans at fair value total $6.45B, representing approximately 86% of total assets. These are Level 3 assets measured via discounted cash flow with unobservable inputs. Under liquidation, realized proceeds would fall below carrying value — the filing discloses a 10% credit loss rate increase reduces value by $174M and a 10% payment rate decrease reduces value by $380M. The Mercury acquisition contributed $3.08B of this balance and remains outside SOX internal control scope through Q1 2026, adding valuation uncertainty. Haircut of even 10% implies approximately $645M loss relative to book fair value, effectively eliminating most equity cushion. | ||||
| Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements | $4.03M | shares | ||
| Interest And Dividend Income Operating InterestAndDividendIncomeOperating | $679.53M | USD | ||
| Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer | $529.45M | USD | ||
| Interest Paid Net InterestPaidNet | $135.15M | USD | ||
| Line Of Credit LineOfCredit | $5.63B | USD | ||
| Number Of Operating Segments NumberOfOperatingSegments | $3 | pure | ||
| Number Of Reportable Segments NumberOfReportableSegments | $2 | pure | ||
| Other Interest And Dividend Income OtherInterestAndDividendIncome | $39.66M | USD | ||
| Profit Loss ProfitLoss | $44.58M | USD | ||
| Stock Issued During Period Shares Stock Options Exercised StockIssuedDuringPeriodSharesStockOptionsExercised | $9,308 | shares | ||
| Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised | $294,000 | USD | ||
Showing balance sheet tags only. Liquidation analysis uses balance sheet data.